{"id":122,"date":"2026-03-31T04:00:00","date_gmt":"2026-03-31T10:00:00","guid":{"rendered":"https:\/\/www.capitalinsgrp.com\/blog\/?p=122"},"modified":"2026-03-20T14:37:42","modified_gmt":"2026-03-20T20:37:42","slug":"can-i-add-my-16-year-old-to-my-motorcycle-insurance","status":"publish","type":"post","link":"https:\/\/www.capitalinsgrp.com\/blog\/can-i-add-my-16-year-old-to-my-motorcycle-insurance\/","title":{"rendered":"Can I Add My 16-Year-Old to My Motorcycle Insurance?"},"content":{"rendered":"<h2>Motorcycle Insurance and Your Teen Driver<\/h2>\n<p>There are many adult motorcycle riders in Spokane, WA, who travel the streets and highways of the city on their way to their day&#8217;s destination. When you have a 16-year-old who also wants access to your two- or three-wheeled, motorized transportation, you&#8217;ll want to know what is required for insurance. Capital Insurance agents are well-versed in what steps are required to add a teen driver to your policy.<\/p>\n<h2>Teen Motorcycle Requirements<\/h2>\n<p>Before you can add a 16-year-old to your policy, the state has a couple of requirements before they can legally drive a motorcycle.&nbsp;<\/p>\n<p>While a 16-year-old can legally obtain a motorcycle endorsement, he or she must have a valid driver&#8217;s permit issued by the state of Washington.&nbsp;<\/p>\n<p>A motorcycle instruction permit must be obtained for either a 2-wheel or 3-wheel motorcycle. The permit is in effect for 180 days. In lieu of the permit, an approved training course that includes a skills test for the teen may satisfy the requirement.&nbsp;<\/p>\n<p>Because the teen is under 18 years of age, a motorcycle safety course approved by the state is mandatory and must be taken and passed to get an endorsement. The teen must also take and pass a riding skills test and a written knowledge&nbsp;test.&nbsp;<\/p>\n<p>Before any steps can be taken to get a motorcycle endorsement, a consent form signed by the parent or guardian is required.<\/p>\n<p>Once all requirements are met and the teen has received the endorsement, contact your insurance company immediately to add the new driver to your policy.<\/p>\n<h2>Contact Capital Insurance<\/h2>\n<p>When you contact us at Capital Insurance, and the state approves your teen to operate a motorcycle, we will get your teen insured and ready to ride in Spokane, WA.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Motorcycle Insurance and Your Teen Driver There are many adult motorcycle riders in Spokane, WA, who travel the streets and highways of the city on their way to their day&#8217;s destination. When you have a 16-year-old who also wants access to your two- or three-wheeled, motorized transportation, you&#8217;ll want to know what is required for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[14,27,35,19,24],"class_list":["post-122","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-capital-insurance","tag-insurance","tag-motorcycle","tag-spokane","tag-wa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/posts\/122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/comments?post=122"}],"version-history":[{"count":1,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/posts\/122\/revisions"}],"predecessor-version":[{"id":123,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/posts\/122\/revisions\/123"}],"wp:attachment":[{"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/media?parent=122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/categories?post=122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/tags?post=122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}