{"id":90,"date":"2024-11-25T04:00:00","date_gmt":"2024-11-25T10:00:00","guid":{"rendered":"https:\/\/www.capitalinsgrp.com\/blog\/?p=90"},"modified":"2024-11-22T12:50:59","modified_gmt":"2024-11-22T18:50:59","slug":"how-classic-car-insurance-is-different-from-a-regular-auto-policy","status":"publish","type":"post","link":"https:\/\/www.capitalinsgrp.com\/blog\/how-classic-car-insurance-is-different-from-a-regular-auto-policy\/","title":{"rendered":"How Classic Car Insurance is Different From a Regular Auto Policy"},"content":{"rendered":"<p>Although you can bundle your classic car with other autos you own in Spokane, WA, separating your prized vehicle into a different policy can provide unexpected benefits. Most likely, you rarely drive your classic car, but you&#8217;ll still need to protect it adequately. Capital Insurance can outline why safeguarding your vehicle with a classic car policy makes sense.<\/p>\n<h2>What is a Classic Car?<\/h2>\n<p>In Washington State, a classic car must be at least 30 years old, capable of operating on a roadway, and owned as a collector&#8217;s vehicle. These requirements limit the car&#8217;s use. You can only operate your vehicle for auto shows, club activities, parades, special exhibitions, and similar events. Additionally, each company insuring classic cars has specific requirements, so you&#8217;ll have to meet those requirements to get a policy.<\/p>\n<h2>The Differences in Classic Car Policies<\/h2>\n<p>Some companies specialize in insuring these vehicles because they understand the differences between them and cars and SUVs used for transportation. You&#8217;ll often find that it will cost less to insure your classic vehicle with a specially designed policy. The most significant reason for this is that owners don&#8217;t drive these cars much. Thus, they have less risk of getting into an accident. Other major differences include the following:<\/p>\n<ul>\n<li>Insuring the vehicle to its agreed value<\/li>\n<li>Payment for original parts if the car is damaged in a covered incident<\/li>\n<li>Your insurer may require vehicle storage in a safe place when not used<\/li>\n<li>Optional higher coverage when your vehicle is under construction<\/li>\n<\/ul>\n<p>Some policies may also have annual mileage restrictions and require proof that you have a vehicle for everyday use.<\/p>\n<p>Discover how you can benefit from securing a classic car insurance policy. Schedule a consultation with the agents at Capital Insurance, serving Spokane, WA, to get started on your coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Although you can bundle your classic car with other autos you own in Spokane, WA, separating your prized vehicle into a different policy can provide unexpected benefits. Most likely, you rarely drive your classic car, but you&#8217;ll still need to protect it adequately. Capital Insurance can outline why safeguarding your vehicle with a classic car [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[14,13],"class_list":["post-90","post","type-post","status-publish","format-standard","hentry","category-classic-car-insurance","tag-capital-insurance","tag-spokane-wa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/posts\/90","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/comments?post=90"}],"version-history":[{"count":1,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/posts\/90\/revisions"}],"predecessor-version":[{"id":91,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/posts\/90\/revisions\/91"}],"wp:attachment":[{"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/media?parent=90"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/categories?post=90"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.capitalinsgrp.com\/blog\/wp-json\/wp\/v2\/tags?post=90"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}