{"id":96,"date":"2025-02-28T04:00:00","date_gmt":"2025-02-28T10:00:00","guid":{"rendered":"https:\/\/www.capitalinsgrp.com\/blog\/?p=96"},"modified":"2025-02-21T15:19:01","modified_gmt":"2025-02-21T21:19:01","slug":"what-to-do-when-an-uninsured-or-underinsured-driver-has-hit-you","status":"publish","type":"post","link":"https:\/\/www.capitalinsgrp.com\/blog\/what-to-do-when-an-uninsured-or-underinsured-driver-has-hit-you\/","title":{"rendered":"What to Do When An Uninsured or Underinsured Driver has Hit You"},"content":{"rendered":"

When you own a car in the State of Washington, you are legally required to purchase auto insurance. Many drivers have questions about their insurance and how much coverage they should buy. If you live near Spokane, WA, our team at Capital Insurance invites you to discuss your policy options with us. We’ve been working with clients in your area since 2011.<\/p>\n

What to Do When An Uninsured or Underinsured Driver Has Hit You<\/h2>\n

When you’re involved in a car accident, you may feel overwhelmed. You might feel even more uneasy if the driver that hit your car was uninsured or underinsured. Although the State of Washington requires every driver to have car insurance, some drivers have less coverage than their car has sustained, and some choose to drive without insurance.<\/p>\n

Some auto insurance policies include uninsured\/underinsured motorist coverage. If you have this type of coverage, you can file a claim with your insurance company. This coverage will also pay your expenses if your auto accident was caused by a hit-and-run driver or by a driver whose erratic steering caused you to damage your car. Your policy’s collision coverage and PIP will pay for damage to your vehicle and any reasonable medical expenses.<\/p>\n

Call Us for Your Appointment Today<\/h2>\n

Whether you need an insurance policy for a new car or want to change your current policy, our team at Capital Insurance is prepared to provide you with the information you need. Each staff member to customer service, and we welcome your call. Clients in the Spokane, WA, area will find us prepared to discuss their insurance needs. Call us for an appointment today, and let’s talk about insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"

When you own a car in the State of Washington, you are legally required to purchase auto insurance. Many drivers have questions about their insurance and how much coverage they should buy. If you live near Spokane, WA, our team at Capital Insurance invites you to discuss your policy options with us. We’ve been working […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[14,13,18],"class_list":["post-96","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-capital-insurance","tag-spokane-wa","tag-underinsured-driver"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t