What You Need To Know About Recreational Insurance

Insurance is the best way to protect the investments you have made, including investments you have made in your outdoor toys and recreational vehicles. At Capital Insurance serving Spokane, WA and the surrounding areas, we can help you better understand your insurance options. Keep reading to learn more. 

What Is Recreational Insurance?

Recreational insurance is a policy created to protect your recreational vehicles, including RVs, ATVs, boats, jet skis, snowmobiles, and more. Recreational insurance is an important way you can protect these vehicles and the investment you have made in them. 

Do I Need Recreational Insurance To Operate Vehicles Legally?

Recreational insurance is not necessarily required by law in most places. However, if your recreational vehicles are involved in an accident where damage is caused, or injuries are incurred, you could be held liable for those expenses. If you did not have proper insurance in place, those expenses would come out of your pocket. This could leave you financially vulnerable, depending on the extent of the damage. 

If someone is injured or killed because of one of your vehicles, you could also be held liable for medical expenses or legal expenses should a legal case result. 

The best way to protect yourself from these risks is by having a solid recreational insurance policy in place. 

How Much Coverage Do I Need?

In order to determine how much insurance you need, you will need to talk with an insurance agent. They will be able to evaluate the value of your vehicles and create an insurance policy that meets your needs. 

Please contact us at Capital Insurance serving Spokane, WA and the surrounding areas if you want to learn more.