Do I Need Classic Car Insurance?

If you are a classic car enthusiast you understand that a classic car carries a value that is far different from a regular car. What you may not know is that this means you need special insurance coverage as well. At Capital Insurance, serving Spokane, WA, and the surrounding areas, we can help you better understand your classic car insurance needs.

Classic Car Insurance FAQs 

Can’t I Carry A Regular Auto Policy?

You can carry a regular auto policy on a classic car. However, this type of policy will not provide the proper amount of insurance coverage. The reason for this is that classic cars are not valued the same way regular cars are. There is a lot of time and money invested in classic cars. Classic cars are also sold or traded differently than regular cars. All of these factors give the vehicle a special valuation system. A classic car insurance policy will take this information into consideration. 

How Much Coverage Do I Need?

The best way to determine classic car coverage is to sit down with a knowledgeable insurance representative. This professional will be able to evaluate the car and determine the appropriate amount of insurance needed. 

What Information Should I Provide?

To get the best value understanding for your vehicle, you will need to provide the insurance representative with information concerning the purchase of the car, any money you have invested in the car. You may also want to provide information concerning the current value of the vehicle for collectors locally. 

If you would like to learn more about classic car insurance, or any of our other insurance products, please contact us at Capital Insurance serving Spokane, WA, and the surrounding areas.