Is a Car a Classic Just Because It’s Old?

Our team at Capital Insurance has helped many Spokane, WA classic car owners get high-quality insurance policies over the years. But what exactly qualifies a car as classic? Let’s take a deep look at this unique subject to find out.

Classic Cars Vary Based on Many Factors 

Age is a big defining factor of what makes a car a classic. Loosely defined, a classic car can include antique, vintage, or collector vehicles that are between 10-25 years old. From 25-40, you’re looking at an antique car, while a vintage vehicle is any produced around 1919-1930 or so. 

A “collector” car is often a vehicle that’s in high demand with many buyers. For example, the 1963 Mercedes Benz 300SL is always in high demand and is considered a classic. Thankfully, vehicles like these have specialized insurance protection that can keep them safe from damage.

How Classic Car Insurance Protects You

High-quality classic car insurance is designed to provide unique and effective coverage suited specifically to its needs. Just a few issues that it can help you manage include various expenses and dangers as diverse as:

  • Higher Liability Costs: Your car needs to be carefully protected from liability issues with classic policies.
  • Travel Expenses: When traveling or shipping your car from shows, you need insurance to stay safe.
  • Replacement Help: In situations where your classic car is totaled, replacement coverage can help.
  • Loss of Use Coverage: If your vehicle is so damaged you can’t use it, this protection can help you.

Find a Policy You Can Trust

With the help of our team at Capital Insurance, you can get your classic car insured in Spokane, WA. We provide service in and around this area and are more than comfortable working with you. Please don’t hesitate to call or email us to learn more about the ways we can help you out here.